Before you know it, holiday activities can fill your calendar for an entire month (or more), but have you considered incorporating some holiday activities to support your financial future?

The holiday season is a magical time filled with joy, cheer, and…opportunities! 

While it’s easy to get caught up in the hustle and bustle, this festive period can also be a great time to boost your financial well-being. 

You might want to jumpstart your New Year’s resolution planning, reassess your end-of-year budget, or evaluate where you stand with your financial goals for the year.

Or perhaps you prefer to incorporate your financial planning into your celebrations. You can host a potluck, or complete DIY gifts for your friends and family members.

Wherever your holiday plans take you this year, you and your wallet can benefit when you take the time to incorporate your holiday festivities with your finances.

In this article, I’ll give you 10 holiday activities to jumpstart your financial freedom journey.

Read More

The holiday season is a time of joy, cheer, and the busy holiday hustle.

Covering unexpected expenses this holiday season might be challenging, but the holiday hustle doesn’t have to drain your wallet. 

You can enjoy the festivities without compromising your financial goals with a little planning and creativity. 

Ideally, the holiday season is a time for you to enjoy more time with loved ones, the magic of the season, and look forward to a bright new year to come.

It might be a stressful time of year, but there are ways you can strategize and plan to make it a wonderful time of year for yourself and your loved ones.

This article is designed to help you holiday hustle your way to financial success. So if you’re ready, here are 10 tips to support your financial future this holiday season.

Read More

The holiday season is quickly approaching, and while you’re busy buying gifts for loved ones, a holiday guide for FIRE may be a great gift for yourself. Or perhaps it may inspire other gift ideas for your loved ones.

The holidays bring fun and a season of magic, but these times can also be stressful. With frequent activities and a shopping list that seems to never end, you might feel overwhelmed.

If you find yourself frequently feeling overwhelmed this time of year, take time for self-care. Perhaps you want to reassess where you stand on your FIRE goals, or maybe you’d rather relax and enjoy the holiday season with a new FIRE resource.

Regardless of where you stand this holiday season with goals or self-care, this holiday guide for FIRE will give you a list of valuable resources and tools to explore. Use this upcoming holiday guide to help you stay on track with your FIRE journey, or to help a loved one as they begin to explore a similar path.

In this article, I’ll share a list of some of my favorite FIRE tools and resources. This list includes books, courses, software, communities, and other valuable tools to support a FIRE journey.

Read More

While we’re getting ready to kick off the holiday season with Thanksgiving, I thought it fitting to reflect on the many things I’m grateful for.

It’s been a while since I put together a gratitude list, though I’m working to get better at it. After all, there are so many blessings in life, and my mindset is better off when I remember that.

By cultivating a sense of gratitude, you can foster happiness, resilience, and a deeper appreciation for the things that truly matter.

I’ve talked about how your mindset can empower or hinder you on your journey to financial freedom (or when you’re working toward just about any goal).

When you incorporate mindfulness practices like a gratitude list, you can help cultivate a “growth mindset.” A growth mindset can help you achieve your most ambitious goals, FIRE / financial freedom, or anything else.

In this article, I’ll share my gratitude list for 2024. Perhaps it will inspire you as you reflect on your journey to achieve your most ambitious goals – with FIRE, in your career, for your lifestyle, or otherwise.

Read More

Financial independence is more than just a financial goal; it’s a catalyst for a happier and more fulfilling life. 

By achieving financial independence (or financial freedom), you gain the freedom and flexibility to pursue your passions, reduce stress, and create a life that truly aligns with your values. 

You can spend more time with loved ones, retire early, travel the world, take a sabbatical, start a passion project, or simply spend more time relaxing.

The FIRE movement (financial independence, retire early) provides tools and strategies to help you achieve financial freedom, but more about that later.

Studies show that happiness skyrockets after retirement. Why not seek a happier lifestyle – on your terms – sooner?

In this article, I’ll introduce the FIRE movement and outline ten ways financial independence can lead to a happier lifestyle.

Read More

If you’re looking for simple ways to save money each month, it might make sense to consider opportunities to review and refinance car loans.

After housing expenses, your car loans are often the 2nd largest expense you may pay every month. You might even be surprised how much money you can save simply by refinancing.

I’ve refinanced my car loans to get a better APR, and refinancing my student loans was one strategy I used to pay off $85k of student debt in 18 months.

Refinancing car loans can be a strategic move to save money on interest payments and potentially lower your monthly payments. However, it’s essential to weigh the potential benefits against the time and effort involved.

In this article, we’ll weigh whether or not it’s worthwhile to refinance car loans, and we’ll dive into the pros and cons.

Read More

Investing can feel intimidating, at least until you learn about S&P 500 index funds. Let me explain…

But first, let’s talk about why investing matters.

Investing is essential if you want to grow your wealth over time. It’s a great way to get your hard-earned money to work for you, and help you achieve financial freedom.

There are many forms of valuable investments, but one of the most popular strategies is investing in index funds. These funds track the performance of the S&P 500, a leading stock market index that includes 500 of the largest companies in the United States.

The stock market can be a daunting place, especially for those new to investing. With countless options available, it can be difficult to know where to start. 

By investing in an S&P 500 Index Fund, you’re essentially buying a piece of 500 of the largest companies in the United States. This diversification can help mitigate risk and provide long-term returns.

The good news? Investing in S&P 500 index funds is a comparatively easy, passive investing strategy.

In this article, you’ll learn about investing in S&P 500 index funds to achieve financial freedom.

Read More

Most of us want to work less, live more, but did you know that a lot of your success comes down to your mindset?

The path to financial freedom is not solely about numbers and strategies but also about building a mindset supporting success. 

You might be surprised at how your beliefs and attitudes can influence your (often unconscious) financial behaviors. Ultimately, this impacts your ability to achieve financial independence. 

By cultivating a positive and empowering money mindset, you can pave the way for a more fulfilling and financially secure future.

In this article, I’ll tell you everything you need to know to build a money mindset that will empower you to achieve your financial goals, FIRE, financial freedom, or otherwise.

Read More

Navigating the complex world of taxes can feel overwhelming (and sometimes aggravating), but did you know that some well-kept tax secrets can improve your financial bottom line?

Taking advantage of legal loopholes and tax deductions can reduce your tax burden and accelerate your journey towards your FIRE goals (financial independence, retire early).

If you’re ready to learn and understand how these legal loopholes can support your financial situation (regardless of your financial goals), keep reading on and get the top 10 (totally legal) tax secrets.

Read More

If you’ve ever struggled with a disability, whether it’s a physical limitation, chronic illness, or something else, then you’re living life in “hard” mode (as if life wasn’t already hard enough, right?).

Hard mode or not, you still have hopes and dreams and deserve the chance to achieve them.

Your hopes and dreams might even include achieving financial freedom, but it might feel impossible (like many things in life).

The pursuit of financial freedom is an aspiration for many, but when you have a disability, you’re faced with unique challenges. 

The additional costs associated with healthcare, assistive technology, and potential limitations on earning potential can make the journey to financial freedom more complex. 

So, is it possible to achieve financial freedom when you have a disability?

I’ll quickly skip to the ending by answering. Yes, financial freedom is achievable, regardless of disability. That said, it doesn’t come easy (disability or not).

If you’ve landed on this page, you might want to know how or why financial freedom is possible when you have a disability, especially when just living can seem hard enough.

If this describes you, then you’re in luck. In this article, I’ll tell you everything you need to know so that you can understand how and why it’s possible to achieve financial freedom, even with a disability.

Read More