#142 Work Less, Live More How to Cultivate a Mindset for Financial Freedom

#142: Work Less, Live More: How to Cultivate a Mindset for Financial Freedom –

Most of us want to work less, live more, but did you know that a lot of your success comes down to your mindset?

The path to financial freedom is not solely about numbers and strategies but also about building a mindset supporting success

You might be surprised at how your beliefs and attitudes can influence your (often unconscious) financial behaviors. Ultimately, this impacts your ability to achieve financial independence. 

By cultivating a positive and empowering money mindset, you can pave the way for a more fulfilling and financially secure future.

In this article, I’ll tell you everything you need to know to build a money mindset that will empower you to achieve your financial goals, FIRE, financial freedom, or otherwise.

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#141 Top 10 Tax Secrets to Fuel Financial Freedom Legal Loopholes header

#141: Top 10 Tax Secrets to Fuel Financial Freedom: Legal Loopholes –

Navigating the complex world of taxes can feel overwhelming (and sometimes aggravating), but did you know that some well-kept tax secrets can improve your financial bottom line?

Taking advantage of legal loopholes and tax deductions can reduce your tax burden and accelerate your journey towards your FIRE goals (financial independence, retire early).

If you’re ready to learn and understand how these legal loopholes can support your financial situation (regardless of your financial goals), keep reading on and get the top 10 (totally legal) tax secrets.

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#140 Is Financial Freedom Possible When You Have a Disability

#140: Is Financial Freedom Possible When You Have a Disability? –

If you’ve ever struggled with a disability, whether it’s a physical limitation, chronic illness, or something else, then you’re living life in “hard” mode (as if life wasn’t already hard enough, right?).

Hard mode or not, you still have hopes and dreams and deserve the chance to achieve them.

Your hopes and dreams might even include achieving financial freedom, but it might feel impossible (like many things in life).

The pursuit of financial freedom is an aspiration for many, but when you have a disability, you’re faced with unique challenges. 

The additional costs associated with healthcare, assistive technology, and potential limitations on earning potential can make the journey to financial freedom more complex. 

So, is it possible to achieve financial freedom when you have a disability?

I’ll quickly skip to the ending by answering. Yes, financial freedom is achievable, regardless of disability. That said, it doesn’t come easy (disability or not).

If you’ve landed on this page, you might want to know how or why financial freedom is possible when you have a disability, especially when just living can seem hard enough.

If this describes you, then you’re in luck. In this article, I’ll tell you everything you need to know so that you can understand how and why it’s possible to achieve financial freedom, even with a disability.

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#139 Is Transferring Colleges Worth It

#139: Is Transferring Colleges Worth It? –

You’re about to make a major choice, but you ask yourself for the hundredth time, “Is transferring colleges worth it?”

You’ve debated your options, weighing the pros and cons. You’ve consulted with a few trusted friends and advisors, yet you’re still unconvinced.

You know you started your college career where you’re at for a reason, but it no longer feels like the right place.

Let’s face it, we’ve all made a choice we regretted at some point or another. But making an expensive choice, like going to the wrong college feels more painful.

So what do you do? Do you tough it out for a few more semesters? Or do you pack up your things and hope to roam on greener pastures, wherever you go?

I once found myself faced with a similar choice after I started my freshman year of undergrad. Eventually, I did transfer, but I’ll get into that later.

The choice wasn’t easy for me, and I doubt it’s easy for you. Your future is at stake, after all, so it’s a scary choice to make. What if you choose wrong?

In this article, I’ll tell you everything you need to know so that you can confidently answer the question, “Is transferring colleges worth it for me?”

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#138 Best Degrees to Make Money

#138: Best Degrees to Make Money –

Choosing which college to attend can be difficult, but have you ever wondered, “What are the best degrees to make money?”

The right degree can be a defining moment in shaping your career and financial future.

While passion is essential, considering the earning potential of different degrees can significantly accelerate your ability to achieve financial freedom. 

This article explores some of the best degrees to make money and how they can accelerate your journey towards FIRE (financial independence, retire early). Let’s delve into degrees that can fast-track your path to financial freedom.

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136 7 Ways the Americans with Disabilities Act (ADA) Empowers Employees

#136: 7 Ways the Americans with Disabilities Act (ADA) Empowers Employees –

The Americans with Disabilities Act (ADA) has been a cornerstone of civil rights for individuals with disabilities since its passage in 1990. 

This groundbreaking legislation significantly transformed the workplace, creating a more inclusive and equitable environment for millions of Americans. It provided the rights and a pathway for disabled Americans to participate in the workplace in ways they weren’t previously able to.

It’s been decades since the Americans with Disabilities Act was passed, yet there’s still confusion about what it entails. Both employees and employers struggle to understand the rules and requirements at times. The laws behind it are complex, but it is possible to navigate them.

If you have a legal disability, whether it’s a chronic illness, vision impairment, mobility issue, or otherwise, you might be surprised about the extensive ways the ADA can support you in the workplace.

In this article, we’ll explore seven key ways the ADA empowers disabled employees. Arm yourself with this information and you’ll be well on your way to better understanding your rights, and potentially negotiating with employers.

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#135 The Cover Letter Conundrum Do Employers Really Read Them

#135: The Cover Letter Conundrum: Do Employers Really Read Them? –

The long-dreaded cover letter: a relic of the past or a powerful tool in your job search arsenal? 

In an age dominated by applicant tracking systems (ATS) and online applications, many job seekers question the value of this traditional document.

It’s a fair question, especially when simply filling out an application can take so much time. I know I’m not alone in wondering why employers require you to fill out online fields with your job experience (isn’t that what a resume is for?).

Not only that, but now employers are requiring projects, tests, and endless rounds of interviews. It’s exhausting.

Do employers read cover letters? Can they set you apart from other applicants? Do they actually make a difference in the job applicant pool?

More importantly: do cover letters still matter? And are they worth your time and energy when you could otherwise focus on other aspects of the job application process?

In this article, I’ll share some reasons why it may or may not make sense for you to craft a cover letter (hint: it depends). I’ll also give you a few tips for writing a compelling cover letter if you find you need one.

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#134 Live More, Worry Less The FIRE Budgeting Blueprint

#134: Live More, Worry Less: The FIRE Budgeting Blueprint –

FIRE Budgeting: A Roadmap to Financial Freedom

Do you dream of living a life where finances are less of a burden and more of an empowering tool? 

What would your life look like if you had the freedom to pursue your passions, travel the world, or simply spend more quality time with loved ones? 

The FIRE movement, which stands for Financial Independence, Retire Early, offers a path towards that very dream. But achieving FIRE isn’t just about saving money, it’s about FIRE budgeting.

Budgeting isn’t exactly a sexy term, but it is a tool that can significantly contribute to your financial success. FIRE budgeting is what allows you to achieve FIRE or a number of your other financial goals.

This article will tell you everything you need to know about FIRE budgeting so that you can develop a repertoire of tools to help you achieve your financial goals, FIRE or otherwise.

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#133 Is It Worth It to Live in a High Cost of Living (HCOL) Area (1)

#133: Is It Worth It to Live in a High Cost of Living (HCOL) Area? –

The allure of a bustling high-cost-of-living (HCOL) area is undeniable.

You gain access to trendy restaurants, world-class museums, and various other entertainment options. The career options are extensive as well.

If you’re seeking a vibrant lifestyle and a dynamic job market, life in an HCOL area might be appealing.

But the name implies a question: is the high cost of living worth it?

In this article, we’ll weigh the pros and cons of living in an HCOL area to help you answer this question for yourself. We’ll also explore some alternatives that may be worth your consideration.

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#132 How to Find Your Why So You Can FIRE Your Career

#132: How to Find Your “Why” So You Can FIRE Your Career –

Learning how to find your “why” is arguably the most important part of your FIRE journey.

FIRE or Financial Independence, Retire Early is more than just about retiring early, it’s about building a life of freedom; a life where you choose how you spend your time.

Your “why” provides you with purpose, passion, and fuel to overcome life’s inevitable challenges. It’s a guiding post and a reminder of what you’re working toward.

The path to FIRE can be challenging, so it helps to know how to find your why, even if (or perhaps especially if) it changes over time.

Your goals and priorities will probably change over time, and that’s ok! It’s important to ensure your goals are in alignment with your “why” so that you can make any necessary adjustments.

If you’re ready to learn how to find your why, uncover your purpose, and fuel your journey to FIRE, then keep reading on and you’ll have the tools and resources to do just that by the time you’re done reading.

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